Arranging cover for a classic, vintage or cherished car is a regular request from Private Clients. Whether a collector, investor or long-time enthusiast, a classic car might be an additional vehicle for clients, but is often the number one pride and joy.  

Classic cars can range from a 70 year old Morris Minor, lovingly tinkered with at weekends to several million pounds worth of rare vintage or super-cars secured in an underground, climate controlled garage.  

The common thread is that all require specialist policies to provide adequate insurance. When insuring a classic car, it is often covered on an agreed value basis for a loss, rather than being subject to market value and depreciation as with traditional car insurance.

Most classic car policies are also offered on a limited mileage basis of up to 5,000 miles a year, but cover can also be arranged for holidays abroad or track days.

Cover can be secured whatever the condition and location, from being in parts in a private garage to those shown on public display as part of a collection in a museum. It can extend to rare and expensive parts and even classic clothing, such as the sartorial elegance of goggles and leathers for driving a much-loved 1950s convertible.

We advise on enhanced security measures such as alarms and trackers that can help reduce premiums, plus always look for straightforward cost-effective solutions such as including classic cars within an all-encompassing home and contents policy. 

A portfolio approach of having all vehicles on one policy makes for ease of transaction, benefits of economies of scale and provides a single point of contact for you in the event of a claim. With regular appraisals we can also make sure you always retain the appropriate level of cover at the most competitive price.

We’re Here To Help

If you’d like MWA Special Risks to assess yourinsurance requirements, or would like more 
information about the service we offer, then don’t hesitate to call 0203 811 8787 or email